Oak Ridge Trust

Frequently Asked Questions

Do you have questions for us?

General Banking Questions

Our branches are open from 8:30am to 5pm, Mondays to Fridays, Saturday banking varies across branch

You can open an account by visiting one of our branches or by applying online

You will need to provide valid government-issued identification, such as a driver’s license or passport.

We offer a variety of accounts including checking, savings, money market, and certificates of deposit.

You can transfer money between accounts online,  or by visiting a branch.

Online and Mobile Banking

You can enroll in online banking by visiting our website and following the prompts.

Yes, we use advanced security measures to protect your information.

You can reset your password by clicking on the “Forgot Password” link on the login page.

Loans and Credit

You can apply for a loan by visiting one of our branches or by applying online.

We offer a variety of loans including personal loans, auto loans, and home mortgages.

Interest rates vary depending on the type of loan and your creditworthiness.

You will need to provide proof of income, identification, and other financial information.

Fees and Charges

Our overdraft fees are $2

There is a 1.5% fee for using an out-of-network ATM

We offer checking accounts with and without monthly fees